Workman's Compensation

alt
alt

How does workers’ compensation insurance work?

Each state has its own unique set of workers’ compensation laws that employers must follow. These regulations help ensure that employers provide coverage for the cost of work-related injuries or occupational diseases, regardless of employee negligence. An employee can only receive benefits if their injury or illness relates to their job duties or employment. Workers’ comp insurance could cover injuries caused by lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury due to fires or explosions.

  • Simple, Fast Quotes & Quick Claims

    We know your time is valuable, we guarantee a quote within 24 hours.

  • Tailored Policies, just for you

    Not all businesses are equal, your coverage is built to fit your needs and budget.

  • Rated 5 Stars on Google

    We work hard to make sure you get the best coverage and experience.

  • Over 15 years of Experience

    Serving local central WI businesses since 2009

INSURANCE BENEFITS

alt
alt

Workers Comp protects your small business by...

  • People Protection -
    Workers’ comp helps businesses care for an injured employee by supplementing medical and rehabilitation bills and by helping offset an injured employee’s lost wages.

  • Financial Protection -
    Workers’ comp helps protect the business from significant financial loss and from being sued by an injured employee. It can also limit other monetary disruptions to the business.

  • Legal Protection-
    Workers’ comp can help a small business meet state-mandated laws and workers’ comp requirements so they can avoid sentencing or paying fines for non-compliance.

Ilness or Injury

In the case a team member becomes ill or is injured due to their work, workers’ compensation helps cover them for related medical care and economic losses.

Disability

An injured team member is also covered for wage replacement associated with time off due to disabilities. The common level of wage replacement is 2/3 of your team member’s wages.

Death Benefits

If someone dies in a work-related incident, death benefits may be paid out to their family. These benefits offer financial support when an employee’s family needs it the most.

Message a local
Senica Insurance Agent.

715-575-1516

Text Us To Get Started

Free Quote

997
996

Contact us today to get started!

Talk to our insurance experts

Talk to our live agent to get your coverage started. No automated systems or overseas calls, we keep it local!

Trusted by many local and major Insurance Providers

997
996