Includes completed additions, permanently installed fixtures, and personal property used to maintain or service the building or premises such as: fire extinguishing equipment, outdoor furniture, floor coverings, appliances used for refrigerating, ventilating, cooking, dishwashing or laundering, and your personal property in apartments or rooms furnished by you, the landlord.
Business Personal Property
Includes property you own that is used in your business while in or on buildings at the described premises, or while in the open or in a vehicle within 100 feet of the described premises; includes: furniture and fixtures, machinery and equipment, stock, property of others that is in your care, custody or control for which you are legally liable, plus the cost of labor, materials or services furnished or arranged by you on personal property of others, and your interest as a tenant in improvements and betterments.
Business Property Additional Coverages and Extensions
• Preservation of Property
• Fire Department Service Charge
• Business Income
• Extra Expense